Your One Stop Destination For All Your Insurance Needs
Property 2017-12-28T01:08:13+00:00

Homeowner’s Insurance

For most people, their home is their largest investment not to mention their sanctuary. We can help you protect your home with all of its contents. Homeowners insurance is a combination of two different types of protection, liability insurance and hazard insurance.






Values up to $10,000,000

We understand these things are important

Personal Property:

50% of Dwelling Limit, Actual Cash Value
Replacement Cost Coverage available)

Loss of Use: 20% of Dwelling

Valuables, Collections, Yachts and Toys

We assess your individual needs

and make sure you have the right personal insurance coverage

Personal Liability:

$100,000 policy limit, higher limits available for additional charge

Medical Payments:

$5,000 policy limit

Pool & Spa:

Must be completely fenced, filled and maintained

Earthquake Available:

10% deductible

Homeowner’s Insurance Programs

  • Values up to $10,000,000
  • Personal Property: 50% of Dwelling Limit, Actual Cash Value (Replacement Cost Coverage available)
  • Loss of Use: 20% of Dwelling
  • Personal Liability: $100,000 policy limit, higher limits available for additional charge
  • Medical Payments: $5,000 policy limit
  • Pool & Spa: Must be completely fenced, filled and maintained
  • Earthquake Available: 10% deductible

Liability Insurance

Liability insurance covers personal liability for accidents on your property. If your guest trips on the steps of your home and breaks his ankle, for example, liability insurance will pay for his medical expenses, up to the policy limit.

Hazard Insurance

Hazard insurance protects you against unintentional damage or destruction to your house or its contents, including fire, storm, theft, vandalism and similar threats. Having this coverage in place will replace your losses, and bring you back to where you were before the loss happened.

What Client’s Say

Mike was a lifesaver! He saved us a fortune by bundling our home,car,business and health insurances…Even my mom loved him and thats not an easy task:)
Thanks Mike!
Jules C., Los Angeles, CA