Workers’ compensation insurance is a type of insurance providing wage replacement and medical benefits to employees injured in the course of employment. This is not part of a Business Owners Policy (BOP). It must be purchased as a separate insurance policy.
Employers are legally obligated to take reasonable care to assure that their workplaces are safe. Nevertheless, accidents happen. When they do, workers compensation insurance provides coverage. In California, it’s a State law for all employers to have a Workers’ Compensation insurance policy when they employ one or more employees.
We specialize in Workers’ Compensation Insurance policies and have helped many business owners reduce the risk of injuries to their employees by consulting & educating.